I am an Independent Insurance Agent, offering Life, Disability, Long Term Care and Critical Illness coverage. Working with employers, I can offer payroll deduction programs, pre-tax deductions, Unreimbursed Medical Expense Accounts, Dependent Day care Accounts Transit Expense Accounts (Section 132, IRS code) and more.
Working wit hindividuals, I can also offer Annuities and Life Settlements, which can be used to diversify retirement accounts out of the financial markets.
